age of consent

I'm 13, and want to have sex: will it hurt?

I really want to have sex for the first time. But I am only thirteen. I know vaguely what to do and I know to use protection. But I was talking to my 17-year-old cousin (who has had sex before) if it hurt his girlfriend the first time. And he had said that she was screaming and she felt as if she wanted to die. This information scared me a little too much for comfort....

Latex allergy = no condoms?

I'm quite allergic to latex. I've never had sex before but me and my boyfriend are thinking of having sex. I'm 15 and he's 16. He's not a virgin. He knows that I'm allergic to latex, too. When I'm around basically anything with latex in it (like balloons, latex gloves.) my eyes get red and itchy and my throat itches, too....