Last night I was out shopping with a few friends. I bought some stuff at a store and paid with a debit card. So I put in my pin #. The sales clerk then said that he needed to see my card for the last 4 digits... which didn't make sense to me AT ALL.
So my question is should I be worried about this? What should I do? Deactivate my debit card/checking account?? If I change my pin will that solve my problem??
God I'm so freaked out... if I tell my parents about this they will kill me... please help!!!!!
Posts: 61 | From: right here : ) | Registered: Nov 2005
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The credit card systems used by some stores require the manual input of the last four digits of the card as a verification step. In my experience, there are only a few places that do this. They always ask me for the last four digits at Lowe's, for example.
If you're concerned, you should call your bank and ask them to put a watch on your account and let them know that you had a transaction that you're nervous about. This way, they'll monitor your next several transactions extra carefully to make sure that nothing out of the ordinary shows up. You can also call the store and ask about their policies about credit/debit card use. They will be able to tell you what is required by their system.
Anytime you are using a credit or debit card at a store and you feel uncomfortable about the information you have been asked to provide, you should stop the transaction right there. You can ask to speak with a manager and find out exactly what the policy is and how it works at that store. Don't ever give hand your card over if you feel uncomfortable.
-------------------- Sarah Liz Posts: 7316 | From: USA | Registered: Oct 2000
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