I am going to be starting birth control with in the next month or so, however, i'm not sure if my health insurance covers it. I am on my family's plan and it's called OXFORD. Does anyone know if i am covered for birthconrol on that?
Also, if not, what should I do?
THANK you
Posts: 78 | From: New York | Registered: Oct 2006
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There are SO many insurance plans that we couldn't begin to research them all speicifically this way.
But you can very easily find out by just calling the information line for your plan with the plan in hand and asking someone in customer service for that plan.
-------------------- Heather Corinna, Executive Director & Founder, Scarleteen About Me • Get our book! Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it is the only thing that ever has. - Margaret Mead Posts: 63428 | From: An island near Seattle | Registered: May 2000
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(FYI...all you should need to find this out is your card. The information number will be printed somewhere on the card and they will probably ask you for your group and policy numbers when you call, which will also be on your card.)
-------------------- Sarah Liz Posts: 7313 | From: USA | Registered: Oct 2000
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The cost of the birth control depends on the specific brand, and where you purchase it.
You could get BC if you are under 18, but you need a prescription for it. The birth control methods you don't need a prescription for are condoms, Lea's shield, contraceptive sponges, and then spermacide (although we here don't recommend spermacide, unless using it with the sponge or a diaphragm that you've been on and have had no problems with.)
You could go to a low-income or free clinic like Planned Parenthood. Your parents wouldn't necessarily have to know, and they would only charge you what you would be able to play, based on your personal income. You would still need a prescription to get it, but they might also offer reduced cost BC.
Margaret Sanger's Disneyland: Choosing Contraceptives gives you an idea about what kind of birth controls you need a prescription for, their failure rates, and roughly how much they cost (No cost, some cost, or a lot).
(Just to be clear, you need a prescription for all hormonal birthcontrol, no matter if you are a minor or not. The only one that could possibly be considered somewhat of an exception is Emergency Contraception, but it really can't count, as it's not birth control. However, if you need it, it is availiable over the counter if you are 18.)
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