How about YOU take a look at your own genitals, touch them and find out, honey?
Really. Sit down with a mirror, get out a clean hand, and take a little tour.
You can use this to help: Pink Parts – Female Sexual Anatomy.
It's pretty rare for normally active women to have a fully intact hymen. Partial hymens are more common, though no hymen at all also can happen. If you have a partial or full hymen, some pressure might hurt a little the first few times.
But too, genital tissue is tender. hands tend to have callouses, hangnails, the whole works. So it'd be possible for touching any part of your vulva to possibly hurt or be tender.
To boot, sometimes, pleasure and pain walk a pretty fine line. When you touch your own genitals, does it hurt in the same way?
Editor and Founder, Scarleteen
My epitaph should read: "She worked herself into this ground."
-- Kay Bailey Hutchinson